Carvell Legal Services PLLC

Jeremy Carvell | Attorney at Law | 📞 (320) 626-6460 | ✉ jcarvell@carvellmnlaw.com | 14 - 7th Ave N, Suite #107, St. Cloud, MN 56303

Serving clients throughout Minnesota.

I help people with consumer debt problems.

Consumer debt makes life harder.

Garnishment makes it harder to pay the rent or buy food. Collection lawsuits mean you need time off from work. Repossession means you can’t get to work. Debt collection harassment can make it harder to sleep at night.

Many people don’t even know about all of their options. They need someone to answer the basic questions. Is bankruptcy the right choice? Do I have defenses in a collection lawsuit? Can I get my garnished money back? Do I need to file a lawsuit to stop debt collection harassment?

I can help.

I can answer these questions and provide the help you need. If you just need advice, that’s what I do. If you only need to send a letter or file a court form, this is what I do. If it turns out that you need go to court or file for bankruptcy, I do this too.

For many years, I worked at Legal Aid helping people with these types of problems. I recognized a gap: there are many people who need help with consumer debt but who don’t qualify for Legal Aid and can’t afford an attorney.

To help fill that gap, I have reduced fees for people with lower incomes.

Debt Relief Agency Disclosure: Federal law requires the following disclosure: Carvell Legal Services PLLC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Whether bankruptcy is the best option depends upon your individual circumstances. During an initial consultation we will discuss your financial situation and explain available options, including alternatives to bankruptcy when appropriate.

Disclaimer: The information provided on this website is for general informational purposes only and is not legal advice. Viewing this website, submitting information through this website, or contacting this office does not create an attorney-client relationship. An attorney-client relationship is established only through a written agreement after appropriate conflict checks have been completed.

Who is Jeremy Carvell?

I’ve been licensed to practice in Minnesota since 2006. For most of that time, I was a staff attorney Legal Aid, where I focused on helping individuals facing debt-related legal issues.

I founded Carvell Legal Services to provide practical and affordable legal representation for people navigating collection lawsuits, garnishments, debt issues, and bankruptcy-related concerns.

Common Reasons People Contact Me

  • I was sued for a debt.

  • My wages are being garnished.

  • My bank account was frozen.

  • Debt collectors keep calling me.

  • I want to know if bankruptcy is a good idea.

  • I don't know what my rights are.

If any of this sounds familiar, contact me to schedule a consultation.