Consumer debt makes life harder.
Garnishment makes it harder to pay the rent or buy food. Collection lawsuits mean you need time off from work. Repossession means you can’t get to work. Debt collection harassment can make it harder to sleep at night.
Many people don’t even know about all of their options. They need someone to answer the basic questions. Is bankruptcy the right choice? Do I have defenses in a collection lawsuit? Can I get my garnished money back? Do I need to file a lawsuit against a debt collector who won’t stop harassing me?
I can help.
Common reasons people contact me
I was sued for a debt.
My wages are being garnished.
My bank account was frozen.
Debt collectors keep calling me.
I want to know if bankruptcy is a good idea.
I don't know what my rights are.
If any of this sounds familiar, contact me to start working on a solution.
About Jeremy Carvell
I have been a licensed Minnesota attorney for 20 years. For 12 of those years I practiced consumer debt defense at Mid-Minnesota Legal Aid helping people with debt collection, garnishment, and debt defense, and helping them figure out when bankruptcy or a consumer-protection claim was the right path to consider.
I started Carvell Legal Counsel to keep doing that work for the many people who need this help but don’t qualify for legal aid because of income or program limits. My approach is the same one I brought to legal aid: give people a clear, honest picture of their options so they can make the decision that’s right for them — and, where I can, stay with them through the whole process rather than sending them elsewhere.
Carvell Law, LLC is an independent private law practice and is not affiliated with Mid-Minnesota Legal Aid or any legal aid organization.
Debt Relief Agency Disclosure: Federal law requires the following disclosure: Carvell Legal Services PLLC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Whether bankruptcy is the best option depends upon your individual circumstances. During an initial consultation we will discuss your financial situation and explain available options, including alternatives to bankruptcy when appropriate.
Disclaimer: The information provided on this website is for general informational purposes only and is not legal advice. Viewing this website, submitting information through this website, or contacting this office does not create an attorney-client relationship. An attorney-client relationship is established only through a written agreement after appropriate conflict checks have been completed.